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Experience the difference

Save with an award winning home loan

Super low rates? Check.
Features designed to help pay off your mortgage sooner? Check.
The kind of support you’d expect from a family run company? Check.

Join the family today and experience the Well Money difference.

Featured rate - Fixed 3 year | P&I | Live-In

5.89%

Interest rate p.a.

6.14%

Comparison rate p.a.

No upfront credit checks.
Free to try.

Featured rate - Fixed 2 year | P&I | Investor

6.14%

Interest rate p.a.

6.37%

Comparison rate p.a.

No upfront credit checks.
Free to try.

Let's get started

Fill in the form below and our home loan experts will reach out.

Hi there! What's your name? - Step 1 of 8
Hi there! What's your name?
Let us know who we're going to be getting in touch with 🙂

Don't let high interest rates catch you off guard

Why stay stuck when you could switch?

Many homeowners find themselves stuck in a home loan that’s just no longer right for them, often paying more than they have to.

We understand how confusing and frustrating this can be. That’s why our refinance options are designed to offer you a more consistent and manageable rate.

FEATURED VARIABLE RATE "live-in" home loan

Well Equity Plus

6.16%

Interest rate p.a.

6.19%

Comparison rate p.a.

FEATURED VARIABLE RATE "Investor" home loan

Well Balanced - P&I INV

6.39%

Interest rate p.a.

6.42%

Comparison rate p.a.

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Well Money experts

Switching is Easier Than You Think

Step 1

Start your form

Provide your details in the form above so we can get a sense of your current loan situation.

Step 2

Chat with the experts

One of our experts will call you to discuss your options and answer any questions you may have

Step 3

Getting approved

We'll send you a tailored list of loan options that could suit your needs.

Step 4

Make the Switch!

Once you've made your choice, we handle the rest—making the switch easy and hassle-free!

See how much you can save

Illustration of a family sitting together in a garden

Unlock more than just savings

We’re not like other online lenders. We’re a non-bank lender that just happens to live online.

That that means some good old fashioned customer service is at the heart of what we do.

Real people, real savings

Optus data breach: No Well Money systems have been compromised as a result of the Optus data breach. We take security very seriously and continue to monitor the situation.
You can find out more here