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An award winning online lender

Save with an award winning home loan

Hi there, thanks for visiting!  As part of our mission to provide exceptional customer service, we recognise that we don’t need your whole story right now, just enough to have a conversation. We like to put you in control.

Let us know what you’d like to do below.

Featured rate - Variable | P&I | Live-In

6.16%

Interest rate p.a.

6.19%

Comparison rate p.a.
Save $250! Where we sending it? - Step 1 of 2
Save $250! Where we sending it?
Let us know who we're going to be getting in touch with 🙂

No upfront credit checks. Free to try!

Super low rate online home loans​

Aussie based lending experts

Home loans designed to help pay off your mortgage sooner​

Incredible support. The kind you'd expect from a family run company​

100% Bank-backed Offset accounts

Simple finance solutions

Great features. Great rates.

Our award winning home loan comes loaded with features that are normally found in more expensive products.

With Well, we’ve got great rates with features you can pick and choose to help keep you in control.

FEATURED "live-in" home loan

Well Equity Plus

6.16%

Interest rate p.a.

6.19%

Comparison rate p.a.

FEATURED "Investor" home loan

Well Balanced - P&I INV

6.39%

Interest rate p.a.

6.42%

Comparison rate p.a.

Publications featuring
Well Money experts

Switching is Easier Than You Think

Step 1

Get in touch

Provide your details in the form above so we can get a sense of your current loan situation.

Step 2

Chat with the experts

One of our experts will call you to discuss your options and answer any questions you may have

Step 3

Getting approved

We'll send you a tailored list of loan options that could suit your needs.

Step 4

Make the Switch!

Once you've made your choice, we handle the rest—making the switch easy and hassle-free!

Illustration of a family sitting together in a garden

Unlock more than just savings

We’re not like other online lenders. We’re a non-bank lender that just happens to live online.

That that means some good old fashioned customer service is at the heart of what we do.

Real people, real savings

Optus data breach: No Well Money systems have been compromised as a result of the Optus data breach. We take security very seriously and continue to monitor the situation.
You can find out more here