Investing in your future. Maximise it today.
Well Money stays by your side from start to finish, whether you're refinancing an existing home loan or buying a new home. Our award winning, low rate investment home loans have the kind of features you'd expect from a bank, with the super low rates from an online lender and the personal support you'd expect from a family run company.
Explore our loan solutions No upfront credit checks. Free to try.Choosing the right solution for you
Feature packed. Super low rates.
No upfront credit checks and pre-approvals available
Whether you’re upgrading or downsizing, an investment home loan can provide a solution that allows you to find the right home for you. With pre-approvals available for all purchases, going to auction and house hunting has never been easier.
A Well Money investment home loan also comes packed with features.
100% offset accounts
Convenient and simple way to start saving on your interest. Pop in your salary each month and use the Visa Debit card facility to access your funds.
Up to 90% LVRs
We've got options available to help you with even a smaller deposit. Not everyone has a 20% or 40% deposit, so we've made the right solutions available to you.
Free redraws
Once you’ve made enough additional repayment, you can get access to your funds to transfer out. Great for emergencies.
Additional repayments
Make additional repayments when you want to. Some limits do apply for fixed rate loans though.
Featured Well Money investment home loans
Rates and options for owner occupied loans
Get lower rates from day 1 with our super-low rate home loans.
No unfair loyalty systems or unnecessary features. Just great features, at a great rate.
- Max 90% LVR available
- Flexible security properties
- 10 year IO options availabe
- 100% Offset accounts
- Self employed options available
FEATURED "investor" loan
Next Step Investor 80
- Great for refinancing
- 100% Offset available
- 80% max LVR
- Loan amounts: $150K - $1m
6.26%
Interest rate p.a.
6.30%
Comparison rate p.a.
Complex "investor" loan
Flex Investor
- For complex situations
- 100% Offset available
- Flexible income options
- Loan amounts: $150K - $2m
7.37%
Interest rate p.a.
7.74%
Comparison rate p.a.
NOTE: LMI Premium is payable for all loans over 80% LVR. Max. LVR's include Capitalising LMI Premiums into your loan.
How we work
Guiding you every step of the way
We make the process simple, clear and stress-free — so you can focus on what matters most.
Step 1 - The Conversation
Before we look at a single lender, we spend time understanding your situation, your goals, and what you actually need from a home loan. We want the full picture before we recommend anything.
Step 2 - The Recommendation
We search across our panel of lenders and find the loan that fits your situation. We'll take the time to explain exactly why including what we looked at and what we ruled out.
Step 3 - The Application
Once you're ready to proceed, we manage the process from start to finish. Paperwork, lender communication, and any issues along the way; we keep you informed without it overwhelming you.
Step 4 - The Relationship
Settlement isn't the end. Regular check ins and every year we conduct a WellCheck - a full review of your loan to make sure it still fits your situation. Your needs will change over time. We're here when they do.
Experience the power of Knowledge.
Embark on your financial journey with WellHub, the Well Money Learning Centre. Discover expert tips, facts, and clever home loan strategies. Don't miss out - dive into financial wisdom today!
Featured guide
The complete home loan roadmap, start to keys.
Everything from your first savings goal to settlement day — in plain English, at your own pace.
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