More options for you to choose!
At Well Money, you can compare car, personal, business and equipment loans in minutes — secure, obligation-free, and with no impact on your credit score.
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Enter a few details and instantly see loan options tailored to you. Whether you’re looking for a new car, upgrading equipment for your business, or need extra funds for personal goals, this tool makes it easy to explore your finance choices in one place.
Getting started with comparing your personal loan options takes only a few minutes! Just put your search information in the AI options tool above and it can calculate and present you with great options available!
At Well, it’s as personal as online gets.
The more information your enter into the AI information tool, the better!
With all your information at hand, the AI options tool does the work instantly, no waiting around
The fun part! Pick from the list of options and get even more information on your options. Real humans can even help with a personal touch for you.
Get the funds you needed all sorted out!
Got questions?
After applying and getting approved for a personal loan, you receive a lump sum of money upfront. You then repay this amount, plus interest, over a fixed term, usually through monthly payments.
The time to get a personal loan can vary from one day to a few weeks, depending on the lender and your application’s complexity.
No, simply searching for a personal loan lender does not hurt your credit score. When you initially look for personal loan options, lenders typically perform what is known as a “soft inquiry” or “soft pull” to give you a preliminary offer. Soft inquiries do not affect your credit score, allowing you to compare rates and terms from multiple lenders without any impact.
However, once you decide to proceed with a specific lender and apply for a loan, the lender will then conduct a “hard inquiry” or “hard pull” on your credit report to make a final loan decision. Hard inquiries can lower your credit score by a few points and remain on your credit report for two years, although the impact usually diminishes over time. Therefore, it’s wise to do your research and only apply for a loan when you’re ready to commit to an application with a specific lender.
Yes, a personal loan can be refinanced. Refinancing a personal loan means taking out a new loan to pay off an existing one. This can be a strategic move to secure a lower interest rate, reduce monthly payments, or change the loan term. When considering refinancing, it’s important to compare the terms, rates, and fees of your current loan with potential new loans to ensure refinancing offers a financial benefit. Keep in mind that applying for a new loan involves a credit check, which can impact your credit score temporarily. Additionally, some lenders may charge origination fees or prepayment penalties, so it’s crucial to review the terms and conditions of both your existing loan and the new loan before proceeding with refinancing.
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Let’s make your journey simple! Whether you’re ready to take the next step or just have a question, our home loan experts are here to help. Book a time that suits you or give us a call—we’re ready to guide you every step of the way.
Embark on your financial journey with WellHub, the Well Money Learning Centre. Discover expert tips, facts, and clever home loan strategies. Don’t miss out – dive into financial wisdom today!
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