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From the 5th October 2021, this page will include Target Market Determinations for our financial products.
A Target Market Determination is a document which describes who a product is appropriate for (target market), and any conditions around how the product can be distributed to customers.
It also describes the events or circumstances where we may need to review the Target Market Determination for a financial product.
A Target Market Determination is not intended to provide financial advice. You should always continue to refer to relevant disclosure documents before deciding wether or not to acquire a product.
We’re required to have Target Market Determinations under the Design and Distribution Obligations under Pt 7.8A of the Corporations Act 2001 (Cth).
This is to make sure we’re keeping customers at the centre of our approach to the design and distribution of financial products. This is to make sure that we’re ‘getting it right for customers’.
Flexstar Mortgage Corporation Pty Ltd
trading as Well Money®
ABN: 30 154 777 152
Australian Credit Licence 430334
The comparison rate is based on a $150,000 loan over 25 years. Warning: this comparison rate is true only for this example and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate. Lending criteria, fees and conditions apply. Rates, fees and conditions are indicative, available for new loans only and subject to change without notice.
NOTE: The comparison rate shown in this example assumes a maximum LVR of 80% and no offset option. If your LVR is higher than 80% and/or you take an offset option, your comparison rate will be different. Refer to the Key Fact Sheet for a more personalised scenario.
Interest rates current as at the following date: 25th July 2022. Interest rates are subject to change at any time without notice. The actual interest rate on your home loan will be quoted at the time of settlement along with the actual repayment amounts.
Interest Rates may change between the time of your application and settlement of your loan due to market conditions.
Interest rates for existing customers may not be the same as interest rates for new customers. If you have paid a Rate Lock Fee, the rate provided will be listed on your letter of offer and will take effect upon acceptance and payment of the rate lock fee. Rate lock is not available for all fixed rates products.
Well Money® is the trading name of Flexstar Mortgage Corporation Pty Ltd | ABN: 30 154 777 152 | Australian Credit Licence 430334