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The WellMoney hub

When we’re not processing home loans for our customers, we’re learning everything we can about the power of money. Introducing The Well Money Blog — Well’s content hub for all things finance. From fun facts to helpful tips, we’ve got everything you need to handle your money smarter.

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How Offset Accounts work and their impact on your home loan

If you can attach an offset account into your home loan, you will be able to get rid of a portion of your interest payments. This option has become popular...

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How to apply for a home loan

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What is a debt consolidation loan?

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Why home loan interest rates aren’t everything

All things being equal, a lower interest rate beats a higher one. But all things are

Calculators & tools

Money matters

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Rental yield calculator

What is rental yield? Rental yield is the number used to indicate how much you make on an investment property.  It’s looks at the gap between your costs and income...

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How to avoid a financial hangover this festive season

Christmas might be the season of goodwill, but it’s also the most expensive time of year,

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Why you may never retire

Millennials in Australia are facing an unprecedented challenge when it comes to planning for retirement. Many

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Why some people run their life like a business

Want to take nicer holidays? Buy an investment property or two? Or perhaps you want to

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How much cash do you need in an emergency fund?

Life has a bad habit of throwing problems at us when we least expect them. Being

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4 fool-proof ways to keep on top of your credit card

Credit cards can certainly make life easier – they are simple to use, accepted almost everywhere,

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How to protect yourself from fraudsters

Scams are on the rise in Australia. In 2021, Scamwatch received 286,600 reports about scams costing

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Fortify your finances – A recession survival guide

In the ever-fluctuating world of economics, recessions are an inevitable part of the financial cycle. While

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The Cost of Living Crisis and Mortgages: Strategies for Financial Resilience

The Balancing Act The cost of living is a concern that never truly goes away, and

Refinancing tips

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Five common reasons home loan applications are rejected

Whether it’s unrequited love, or an unsuccessful home loan application, getting your heart broken is never easy. Here are five common reasons home loan applications are rejected.Due to the banking...

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How soon after getting a mortgage can you refinance?

Refinancing can save you money and lower your monthly repayments. But how soon after you’ve taken

When Does It Make Sense to Refinance Your Home Loan?

Switching home loans can be a smart move under the right circumstances. But there are also

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What is a debt consolidation loan?

A debt consolidation loan is simply a way of rolling a bunch of smaller debts into

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More carrot, less stick: Comprehensive Credit Reporting

Many people only pay their bills on time to avoid being slugged with late fees and

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Why Your Repayment History Matters in Mortgage Applications

The Basics: What is Repayment History? Your repayment history is a record of your payments on

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Can I Refinance with a Default or Judgement?

For many homeowners, refinancing can offer a path to better interest rates, lower monthly payments, or

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Five big home loan myths busted

Taking out a home loan is one of the biggest financial commitments most of us will

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Is the best home loan the cheapest?

What happens if I miss my loan payment?

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