When we’re not processing home loans for our customers, we’re learning everything we can about the power of money. Introducing The Well Money Blog — Well’s content hub for all things finance. From fun facts to helpful tips, we’ve got everything you need to handle your money smarter.
All things being equal, it’s better to get a home loan with a lower interest rather than a higher rate. But all things are rarely equal. That’s because there are...
As parents, we all want to give our children the best possible start in life. We
As an investment property owner in Australia, you may be eligible for a variety of tax
When you take on a mortgage, it’s a big financial commitment. So it’s important to choose
Auctions can be an exciting but nerve-racking way of buying property – especially if you’ve never
Most of us rolled our eyes when we started seeing shopping centres spruik Christmas merchandise this November. While it’s important not to get caught up in the festivities too early,...
As parents, we all want to give our children the best possible start in life. We
As an investment property owner in Australia, you may be eligible for a variety of tax
When you take on a mortgage, it’s a big financial commitment. So it’s important to choose
Auctions can be an exciting but nerve-racking way of buying property – especially if you’ve never
Dig deep into the Australian Bureau of Statistics’ residential property data for the past 15 years
A pre-approved loan decision can be obtained by utilising the LOAN APPLICATION function. A formal decision
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For many Australians, the dream of building a substantial property portfolio is often just a few strategic decisions away. One such decision is utilising the equity in your home to...
There are many good reasons to refinance your home loan. For starters, switching your mortgage to one with
Refinancing can save you money and lower your monthly repayments. But how soon after you’ve taken
In Australia, most mortgages take 25 to 30 years to pay off. It’s a long financial
The biggest challenge with buying a home is securing finance. To stand a better chance of
Before getting your existing home loan, you probably spent time comparing different products and lenders as
Taking out a home loan is one of the biggest financial commitments most of us will
Switching home loans can be a really smart move under the right circumstances, but there are
Whether it’s unrequited love, or an unsuccessful home loan application, getting your heart broken is never
The comparison rate is based on a $150,000 loan over 25 years. Warning: this comparison rate is true only for this example and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate. Lending criteria, fees and conditions apply. Rates, fees and conditions are indicative, available for new loans only and subject to change without notice.
NOTE: The comparison rate shown in this example assumes a maximum LVR of 80% and no offset option. If your LVR is different and/or you take an offset option, your comparison rate will be different.
Interest rates current as at the following date: 7th January 2025. Interest rates are subject to change at any time without notice. The actual interest rate on your home loan will be quoted at the time of settlement along with the actual repayment amounts.
Interest Rates may change between the time of your application and settlement of your loan due to market conditions.
Interest rates for existing customers may not be the same as interest rates for new customers. If you have paid a Rate Lock Fee, the rate provided will be listed on your letter of offer and will take effect upon acceptance and payment of the rate lock fee. Rate lock is not available for all fixed rates products.
Fees and charges apply to all loan products. Loan setup fees are payable at settlement. Any discounts or special offers apply only to the fees shown on this page and will be outlined in the loan contract.
Any fees that are payable to third parties, such as Solicitor Documentation Fees are incurred by service providers external from your Lender, are variable in nature depending on the services provided and are passed directly to the applicants. These costs are usually noted as “not ascertainable” and quotes provided with “from” are a reasonable estimate of what we know the costs can start from. This amount does NOT include all costs that may be incurred by these third parties.
Other fees may apply, including a Loan Processing Fee charged by Lender and depends on the structure of your loan. While usually “not ascertainable”, the fee is from $150 which is a reasonable estimate of the fee and will be advised to you in your loan contracts.
^ Valuation fee – Up to $300 free (Well Money will pay up to $300 per loan, any excess valuation fees are payable by the borrower(s))
For loans with an LVR over 80%, LMI will be required. This premium is to be paid by the borrower and may be payable from loan proceeds.
All applications for credit are subject to our credit approval criteria. Any advice on this website does not take into account your objectives, financial situation or needs and you should consider whether the information on this site is appropriate for you. Before making any decision in relation to any of our products you should read the relevant terms and conditions available at the Terms and Conditions page and at our Eligibility page when you apply online.
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Well Money® is the trading name of Flexstar Mortgage Corporation Pty Ltd | ABN: 30 154 777 152 | Australian Credit Licence 430334
