Well Money home loan rates

Home loan interest rates and fees

All our rates and fees in one handy page.

Pick your Well Money home loan

NOTE: The products listed here are all variable rate home loans. For existing customers looking for fixed rate options click here for Fixed rates

Well Ultimate home loan

Loan to value ratio (LVR)

Repayment type

Interest rate p.a.

Comparison rate p.a.

Owner Occupied purposes

Up to 60%

P&I

5.56%

5.60%

Up to 80%

P&I

5.69%

5.73%

Investment purposes

Up to 60%

P&I

6.06%

6.10%

Next Step home loan

Loan to value ratio (LVR)

Repayment type

Interest rate p.a.

Comparison rate p.a.

Owner Occupied purposes

Up to 80%

P&I

5.96%

6.00%

Up to 90%

P&I

6.56%

6.60%

Up to 95%

P&I

6.72%

6.76%

Investment purposes

Up to 80%

P&I

6.21%

6.25%

Up to 90%

P&I

7.01%

7.05%

Up to 80%

IO 1-5 yr

6.21%

6.25%

Up to 80%

IO 6-10 yr

7.22%

7.01%

NOTE: LMI Premium is payable for all loans over 80% LVR. Max. LVR’s include Capitalising LMI Premiums into your loan.

Flex home loan

Loan to value ratio (LVR)

Repayment type

Interest rate p.a.

Comparison rate p.a.

Owner Occupied purposes

Up to 80%

P&I

7.02%

7.39%

Investment purposes

Up to 80%

P&I

7.32%

7.68%

Up to 80%

IO 1-5 yr

7.62%

7.82%

Up to 80%

IO 6-10 yr

7.62%

7.90%

Launchpad home loan

Loan to value ratio (LVR)

Repayment type

Interest rate p.a.

Comparison rate p.a.

Owner Occupied purposes
Loan term is 40 years for Launchpad

Up to 80%

P&I

6.36%

6.40%

Up to 90%

P&I

6.96%

7.00%

Up to 95%

P&I

7.07%

7.11%

NOTE: LMI Premium is payable for all loans over 80% LVR. Max. LVR’s include Capitalising LMI Premiums into your loan.

Well Balanced home loan (legacy)

Loan to value ratio (LVR)

Repayment type

Interest rate p.a.

Comparison rate p.a.

All loan purposes: Refer to your home loan consulant for rate information.

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How to get started?

Once you’re ready to chat about a Well Money loan it only takes a few minutes to get started. Filling out our easy enquiry form (so that we can make sure you’re eligible) is all it takes!

At Well, it’s as personal as online gets.

Step 1

Enquire now

Enquire about our home loans by filling out the enquiry form, booking an appointment online or using our livechat features.

Step 2

Talk to the experts

Once we've got your enquiry, we'll get you booked in with an expert who can chat to you about your options.

Step 3

Get approved

Once you've been approved, you'll be able to rest assured that you're ready to go with the lending process.

Step 4

Settlement!

Once you've settled your home loan, you can start the process of relaxing in your new dream home.

Experience the power of Knowledge.

Embark on your financial journey with WellHub, the Well Money Learning Centre. Discover expert tips, facts, and clever home loan strategies. Don’t miss out – dive into financial wisdom today!