Meet the family
Welcome to Well Money. We are a family owned and operated mortgage broking business, working with Australians to find the right home loan rather than sell them one.
We arrange finance across a panel of bank and non-bank lenders under our own Australian Credit Licence, which means we can look across the market instead of a single product range.
No gimmicks, no introductory specials. Just straight answers about the biggest financial decision most people ever make.
How do we do it?
We started out as a non-bank lender, and that side of the business still runs today as a mortgage manager. Broking is our main focus now.
It means we sit on your side of the table, comparing lenders rather than defending one product range. Having built lending platforms and run credit teams, we know how lenders assess a file from the inside. That is the part that makes the difference.
The whole market
We compare home loans across a panel of bank and non-bank lenders, so you are choosing from a range rather than a single product set. We hold our own Australian Credit Licence, so nobody else sets the agenda.
Easy to understand
We believe in explaining the biggest financial decision of your life properly. We make the home loan process as easy to understand as we can, in plain English.
Transparent
‘Pro packs’ full of features you didn’t want but had to ‘pay’ for in order to get a cheaper rate? Why can’t it just be simple & transparent if all you want is a home loan?
Life situations
No one sets out to buy a home loan. We get that. The right loan depends on what is going on in your life, not on which product is being promoted this month.
Experience you can trust
Between them, our founders have spent more than 40 years in Australian home lending, and helped shape the industry into what it is today.
Home loans have become more complicated than they need to be. Our job is to cut through that, using experience from both sides of the lending process.
Pioneers of the mortgage industry in Australia
Our chairman has been involved in the mortgage industry since 1972. Take a look at how one of the most influential and highly respected names in the mortgage industry changed the way we get home loans in Australia.
An inductee into the hall of fame and life membership in the mortgage industry’s peak bodies, MFAA and FBAA, this industry veteran helped introduce the concept of securitisation into Australia, issuing one of the first RMBS before the now common phrase “non-bank” was even heard of.
Vernon Spencer
Chairman