Calculate Land Transfer Stamp Duty
What is Transfer (Stamp) Duty in Queensland?
According to the Queensland Revenue Office, transfer duty (formerly known as stamp duty) is a tax charged by the Queensland Government on certain transactions such as buying property, land or dutiable assets. Essentially, this is a tax on buying (or transferring) property. The amount payable varies based on the property’s value, whether you’ll live in it, whether you’re a first home buyer, and whether you’re a foreign acquirer.
💡Did you know? Queensland has one of the more layered duty systems in Australia. There’s a general rate, a lower “home concession” rate for owner-occupiers, and on top of that a first home concession that can wipe out duty entirely for eligible buyers.
How is stamp duty calculated?
Transfer duty is calculated on the dutiable value of your property. This is the greater of the purchase price or the property’s market value. Which rate table applies depends on whether you’re buying to live in, whether you’re a first home buyer, and whether the property is new or established.
Source: Queensland Revenue Office: Transfer duty rates
What are the Stamp Duty rates in Queensland?
General Transfer Duty Rates
These rates apply to investment properties and any purchase that doesn’t qualify for the home concession.
| Dutiable Value Range | Rate |
|---|---|
| Not more than $5,000 | Nil |
| $5,000 to $75,000 | $1.50 for every $100 (or part) over $5,000 |
| $75,000 to $540,000 | $1,050 plus $3.50 for every $100 over $75,000 |
| $540,000 to $1,000,000 | $17,325 plus $4.50 for every $100 over $540,000 |
| Over $1,000,000 | $38,025 plus $5.75 for every $100 over $1,000,000 |
Home Concession Rates (Owner-Occupiers)
These lower rates apply if you’re buying a home to live in as your principal place of residence. You don’t need to be a first home buyer, just move in within a year of settlement.
| Dutiable Value Range | Rate |
|---|---|
| Not more than $350,000 | $1.00 for every $100 (or part) |
| $350,000 to $540,000 | $3,500 plus $3.50 for every $100 over $350,000 |
| $540,000 to $1,000,000 | $10,150 plus $4.50 for every $100 over $540,000 |
| Over $1,000,000 | $30,850 plus $5.75 for every $100 over $1,000,000 |
Source: Queensland Revenue Office: Transfer duty rates and Home concession
☝️ Hot Tip: Use a Stamp Duty Calculator to help work out how much it will cost you in Queensland.
Can Stamp Duty be part of my deposit in Queensland?
The short answer is no. Stamp duty is paid by the purchaser when you’re buying a property, on top of any deposit you’ve agreed to as part of the contract of sale.
Let’s take a look at an example of a buyer purchasing a home to live in, in Queensland.
Purchase Price: $650,000 with a 10% deposit
Deposit on purchase = $65,000
Money lent to you via a home loan = $585,000
Costs made up of:
- Stamp Duty on purchase (home concession rate): $15,100
- Titles Queensland registration fee: $248.04
- Transfer fee: $2,436.36
- Solicitor/Conveyancer (estimate): $1,500
- Building and pest inspections (estimate): $500
Unlike Victoria and NSW’s flat registration and transfer fees, Queensland’s Titles Registry fees scale with the property’s value. This is why they come in noticeably higher than what a flat-fee state charges on a similar purchase.
Who needs to pay Stamp Duty?
The party who purchases the property is responsible for paying transfer duty in Queensland. Your solicitor or conveyancer usually calculates and lodges this on your behalf.
To summarise, who needs to pay stamp duty?
- ✅ The buyer pays it: not the seller.
- ✅ If self-lodging, documents must be lodged within 30 days of the liability date (usually when the contract becomes unconditional); most buyers use a solicitor who lodges electronically and pays at settlement.
- ✅ Even first home buyers may still pay some duty if their property value is over the relevant concession threshold.
What is the Stamp Duty for Foreign Buyers in Queensland?
In addition to standard transfer duty, a foreign person acquiring residential land in Queensland must also pay Additional Foreign Acquirer Duty (AFAD) of 8% of the dutiable value. This applies to individuals, companies and trusts that meet the foreign acquirer definition.
Are there any exemptions from Stamp Duty in Queensland?
From 1 May 2025, eligible first home buyers purchasing a new home or vacant land to build their first home receive a full transfer duty exemption with no price cap: a genuinely unusual feature compared to every other state, all of which cap their exemptions at a specific dollar value.
Are there any concessions to reduce Stamp Duty in Queensland?
For an established (previously lived-in) home, the first home concession applies to home concession rate duty, then subtracts a fixed $17,350 concession amount. In practice this means:
- Homes valued up to $700,000: duty payable is $0 (full exemption)
- Homes valued $700,001 to just under $800,000: a sliding partial concession applies
- Homes valued $800,000 or more: the first home concession no longer applies; you pay the home concession rate (if living in it) or the general rate
The maximum saving compared to the general (investor) rate is $24,525.
Example concession savings (established homes):
| Dutiable value ($) | Standard duty ($), general rate | Duty after first home concession ($) |
|---|---|---|
| 700,000 | 24,525 | 0 |
| 720,000 | 25,425 | 900 |
| 740,000 | 26,325 | 1,800 |
| 760,000 | 27,225 | 2,700 |
| 780,000 | 28,125 | 3,600 |
| 800,000 | 29,025 | 4,500 |
The concession applies to homes valued under $800,000. The $800,000 row above is shown for reference only, right at the edge of eligibility.
Source: Queensland Revenue Office: First home concession
Other exemptions and concessions available in Queensland
- First home (new home) and first home vacant land concessions: uncapped exemption from 1 May 2025, covered above.
- Spouse and family transfers, deceased estates: concessional treatment may apply depending on circumstances.
- From 1 August 2026, home and first home concessions require the buyer to be an Australian citizen, permanent resident, or a specified foreign retiree: worth checking if this affects your situation.
⚠️ IMPORTANT: Always discuss these options with your conveyancer and/or representative before settlement.
How much will Stamp Duty cost me in Queensland?
$45,138. The average stamp duty amount for the average purchase property price in Queensland!
NOTE: The above amount of stamp duty is calculated in July 2026 and the property price is from the ABS Total Value of Dwellings release for the March 2026 quarter, with the average (mean) property price in Queensland being $1,123,700, calculated at the general rate.
Chat to the Well Money team to check for more information about stamp duty in Queensland and to see what we can do to help.
I’m not quite sure what applies to me. Can you help?
If you are looking to purchase a home or investment property in Queensland, our team at Well Money can help.
To chat about your deposit, lending and first home ownership options book in a time to sit down with us, or feel free to call on 1300 899 724.