Calculate Land Transfer Stamp Duty
What is Stamp Duty in South Australia?
According to RevenueSA, stamp duty is a tax charged on transfers of property in South Australia. It’s calculated on the dutiable value. This is the purchase price or the property’s market value, whichever is greater.
💡Did you know? South Australia is the only mainland state with no established-home first home buyer concession at all. The relief here is reserved entirely for new builds and vacant land.
What are the Stamp Duty rates in South Australia?
SA uses the same rate scale for all buyer types and property types. There’s no separate owner-occupier discount table.
| Dutiable Value Range | Rate |
|---|---|
| Not exceeding $12,000 | $1.00 for every $100 (or part) |
| $12,000 to $30,000 | $120 plus $2.00 for every $100 over $12,000 |
| $30,000 to $50,000 | $480 plus $3.00 for every $100 over $30,000 |
| $50,000 to $100,000 | $1,080 plus $3.50 for every $100 over $50,000 |
| $100,000 to $200,000 | $2,830 plus $4.00 for every $100 over $100,000 |
| $200,000 to $250,000 | $6,830 plus $4.25 for every $100 over $200,000 |
| $250,000 to $300,000 | $8,955 plus $4.75 for every $100 over $250,000 |
| $300,000 to $500,000 | $11,330 plus $5.00 for every $100 over $300,000 |
| Over $500,000 | $21,330 plus $5.50 for every $100 over $500,000 |
Source: RevenueSA: Rate of stamp duty
☝️ Hot Tip: Use a Stamp Duty Calculator to help work out how much it will cost you in South Australia.
Can Stamp Duty be part of my deposit in South Australia?
The short answer is no. It’s a separate cost on top of your deposit.
Purchase Price: $650,000 established home, with a 10% deposit
Deposit on purchase = $65,000
Money lent to you via a home loan = $585,000
Costs made up of:
- Stamp Duty on purchase (established home, no FHB relief): $29,580
- Mortgage registration fee: $204
- Transfer fee: $6,653
- Solicitor/Conveyancer (estimate): $1,500
- Building and pest inspections (estimate): $500
Who needs to pay Stamp Duty?
- ✅ The buyer pays it: not the seller.
- ✅ Stamp duty is generally paid at settlement, handled by your conveyancer via electronic conveyancing.
What is the Stamp Duty for Foreign Buyers in South Australia?
Foreign persons acquiring residential property in SA pay an additional 7% foreign ownership surcharge on top of standard stamp duty, calculated on the full dutiable value. Importantly, this surcharge applies regardless of any first home buyer relief the buyer might otherwise access.
Are there any exemptions from Stamp Duty in South Australia?
This is where SA stands apart from every other state: there is no stamp duty exemption or concession for first home buyers purchasing an established (previously lived-in) home: they pay the full standard rate above, same as anyone else.
Instead, from 6 June 2024, eligible first home buyers building or buying a new home, or buying vacant land to build on, receive a full stamp duty exemption with no value cap at all, regardless of how expensive the new build is. A separate $15,000 First Home Owner Grant is also available for new homes, again with no value cap, and can be claimed alongside the exemption.
Source: RevenueSA: First Home Owner Grant
Other exemptions and concessions in South Australia
- Off-the-plan concession: eligible new apartment purchases in a strata scheme can have duty calculated on the land value component only, rather than the full contract price.
- Downsizer exemption (from 25 March 2026): South Australians aged 60 and over who sell their home and downsize into a newly built home or off-the-plan apartment valued up to $2,000,000 may be exempt from stamp duty. SA is the first state to offer a scheme like this.
- Commercial and industrial property has been exempt from stamp duty in SA since 1 July 2018.
⚠️ IMPORTANT: Always discuss these options with your conveyancer before settlement.
How much will Stamp Duty cost me in South Australia?
$47,351. The average stamp duty amount for the average purchase property price in South Australia!
NOTE: The above amount of stamp duty is calculated in July 2026 and the property price is from the ABS Total Value of Dwellings release for the March 2026 quarter, with the average (mean) property price in South Australia being $973,100.
Chat to the Well Money team to check for more information about stamp duty in South Australia and to see what we can do to help.
I’m not quite sure what applies to me. Can you help?
If you are looking to purchase a home or investment property in South Australia, our team at Well Money can help. To chat about your deposit, lending and first home ownership options book in a time to sit down with us, or feel free to call on 1300 899 724.