We help self-employed Australians get approved with flexible options. Fast decisions, personal support, and loans up to 95% LVR.
Choosing the right solution for you
No upfront credit checks and pre-approvals available
Being self-employed comes with a distinctive set of financial challenges. Your income can fluctuate, and your tax returns can be complex, reflecting a financial picture that’s as unique as your business is. This can make securing a suitable home loan a frustrating experience, but it shouldn’t deter you!
With a Well Money self employed home loan, you’re speaking directly to the people making the decision on your home loan. You just don’t get that kind of service with the banks.
Owning your home is still within reach, even if you are self-employed. If you’re looking for finance, we’re here to help.
Convenient and simple way to start saving on your interest. Pop in your salary each month and use the Visa Debit card facility to access your funds.
We've got options available to help you with even a smaller deposit. Not everyone has a 20% or 40% deposit, so we've made the right solutions available to you.
Once you’ve made enough additional repayment, you can get access to your funds to transfer out. Great for emergencies.
Make additional repayments when you want to. Some limits do apply for fixed rate loans though.
Don’t be penalised with higher rates for backing yourself. Get lower rates from day 1 with our super-low rate, self-employed home loans.
No unfair loyalty systems or hidden fees. Just great features, at a great rate.
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NOTE: LMI Premium is payable for all loans over 80% LVR. Max. LVR’s include Capitalising LMI Premiums into your loan.
At Well Money, we’re here to make borrowing simple, personal, and stress-free. Fill in your details below, and one of our dedicated loan experts will reach out to guide you every step of the way—whether you’re buying, refinancing, or exploring your options.
Great rates, tailored solutions, and expert support are just a few clicks away. Take the first step today!
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Once you’re ready to chat about a Well Money investment loan it only takes a few minutes to get started. Filling out our easy enquiry form (so that we can make sure you’re eligible) is all it takes!
At Well, it’s as personal as online gets.
Enquire about our home loans by filling out the enquiry form, booking an appointment online or using our livechat features.
Once we've got your enquiry, we'll get you booked in with an expert who can chat to you about your owner occupier options.
Once you've been approved, you'll be able to rest assured that you're ready to go with the buying and selling process.
Once you've settled your home loan, you can start the process of relaxing in your new dream home.
Great news! Our home loan rates will be decreasing by 0.25%p.a starting from 29th August 2025. Visit the media release here
Great news! The RBA has announced a cash rate cut today. Stay tuned for more information from our funding providers about rate movements. Existing customers will be notified separately in due course. You can read the RBA’s announcement by visiting their media release here
