Well Money home loan rates

Home loan interest rates and fees

All our rates and fees in one handy page.

Our home loan products

Variable - Principal and interest (P&I)

Loan to value ratio (LVR)

Interest rate p.a.

Comparison rate p.a.

Up to 80%

6.19%

6.22%

Up to 90%

6.64%

6.67%

Up to 95%

7.79%

7.82%

Fixed - Principal and interest (P&I)

Maximum LVR for fixed rate home loans is 90%

Fixed rate term

Interest rate p.a.

Comparison rate p.a.

1 year P&I

5.99%

6.20%

2 year P&I

5.69%

6.12%

3 year P&I

5.89%

6.14%

4 year P&I

6.19%

6.22%

5 year P&I

6.19%

6.22%

Variable - Interest only (IO) 1 - 5 years

Maximum LVR for Owner Occupied Interest Only home loans is 80%

Loan to value ratio (LVR)

Interest rate p.a.

Comparison rate p.a.

Up to 80%

7.44%

6.78%

Fixed - Interest only (IO)

Maximum LVR for Owner Occupied Interest Only home loans is 80%

Fixed rate term

Interest rate p.a.

Comparison rate p.a.

1 year IO

6.69%

6.27%

2 year IO

6.64%

6.31%

3 year IO

6.54%

6.32%

4 year IO

7.09%

6.56%

5 year IO

7.09%

6.62%

Variable - Principal and interest (P&I)

Maximum LVR for investment home loans is 90%

Loan to value ratio (LVR)

Interest rate p.a.

Comparison rate p.a.

Up to 80%

6.39%

6.42%

Up to 90%

6.89%

6.92%

Fixed - Principal and interest (P&I)

Maximum LVR for fixed rate home loans is 90%

Fixed rate term

Interest rate p.a.

Comparison rate p.a.

1 year P&I

6.34%

6.43%

2 year P&I

6.14%

6.37%

3 year P&I

6.24%

6.38%

4 year P&I

6.39%

6.42%

5 year P&I

6.39%

6.42%

Variable - Interest only (IO) 1 - 5 years

Maximum LVR for Investment Interest Only home loans is 90%

Loan to value ratio (LVR)

Interest rate p.a.

Comparison rate p.a.

Up to 80%

6.69%

6.56%

Up to 90%

7.14%

7.04%

Fixed - Interest only (IO)

Maximum LVR for Investment Interest Only home loans is 90%

Fixed rate term

Interest rate p.a.

Comparison rate p.a.

1 year IO

6.49%

6.43%

2 year IO

6.29%

6.40%

3 year IO

6.29%

6.39%

4 year IO

6.74%

6.55%

5 year IO

6.79%

6.60%

Variable - Principal and interest (P&I)

Maximum LVR for Equity Plus loans is 60%

Loan to value ratio (LVR)

Interest rate p.a.

Comparison rate p.a.

Up to 60%

6.16%

6.19%

Fixed - Principal and interest (P&I)

Maximum LVR for Equity Plus loans is 60%

Fixed rate term

Interest rate p.a.

Comparison rate p.a.

1 year P&I

5.99%

6.20%

2 year P&I

5.69%

6.12%

3 year P&I

5.89%

6.14%

4 year P&I

6.19%

6.22%

5 year P&I

6.19%

6.22%

Variable - Principal and interest (P&I)

Maximum LVR for Equity Plus loans is 60%

Loan to value ratio (LVR)

Interest rate p.a.

Comparison rate p.a.

Not available - See Well Balanced

N/A

N.A

Fixed - Principal and interest (P&I)

Maximum LVR for Equity Plus loans is 60%

Fixed rate term

Interest rate p.a.

Comparison rate p.a.

Not available - See Well Balanced

N/A

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Well Money home loan rates

Home loan interest rates and fees

Our home loan products

Variable - Principal and interest (P&I)

Loan to value ratio (LVR)

Interest rate p.a.

Comparison rate p.a.

Fixed - Principal and interest (P&I)

Fixed rate term

Interest rate p.a.

Comparison rate p.a.

Variable - Interest only (IO) 1 - 5 years

Loan to value ratio (LVR)

Interest rate p.a.

Comparison rate p.a.

Fixed - Interest only (IO)

Fixed rate term

Interest rate p.a.

Comparison rate p.a.

Variable - Principal and interest (P&I)

Loan to value ratio (LVR)

Interest rate p.a.

Comparison rate p.a.

Fixed - Principal and interest (P&I)

Fixed rate term

Interest rate p.a.

Comparison rate p.a.

Variable - Interest only (IO) 1 - 5 years

Loan to value ratio (LVR)

Interest rate p.a.

Comparison rate p.a.

Fixed - Interest only (IO)

Fixed rate term

Interest rate p.a.

Comparison rate p.a.

Variable - Principal and interest (P&I)

Loan to value ratio (LVR)

Interest rate p.a.

Comparison rate p.a.

Fixed - Principal and interest (P&I)

Fixed rate term

Interest rate p.a.

Comparison rate p.a.

Variable - Principal and interest (P&I)

Loan to value ratio (LVR)

Interest rate p.a.

Comparison rate p.a.

Fixed - Principal and interest (P&I)

Fixed rate term

Interest rate p.a.

Comparison rate p.a.

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Optus data breach: No Well Money systems have been compromised as a result of the Optus data breach. We take security very seriously and continue to monitor the situation. You can find out more here

Optus data breach: No Well Money systems have been compromised as a result of the Optus data breach. We take security very seriously and continue to monitor the situation.
You can find out more here