Well Money stays by your side from start to finish, whether you’re refinancing an existing home loan or buying a new home. Our award winning online home loans have the kind of features you’d expect from a bank, with the super low rates from an online lender and the personal support you’d expect from a family run company.
No upfront credit checks.
Free to try.
The Well Balanced home loan is an award-winning product that’s designed to be flexible. It comes with great features that you can choose if you need it, without having to give up on a super low rate. Every fixed rate home loan also comes with option of a 100% bank-backed offset account!
With our Fixed rate options, you can even split your loan into a little fixed and a little variable, so there’s sure to be a product option to suit you.
Get even more information
Grab our latest brochure or if you want to compare apples with apples and see how the Well Money home loans stack up against others, get a Key Fact Sheet!
“I didn’t even know that was possible!”
Many people aren’t aware that with a Well Money fixed rate home loan product, you CAN have a 100% bank backed offset account.
Not sure how an offset can help you save? Just have a look at how the offset works for you. Even more helpful if you’re looking to use your offset as a transaction account.
NOTE: Available on Well Balanced and Equity Plus home loan products for both fixed and variable rate options.
Fees should be transparent as we don’t like bill shock either!
Unlike other lenders, we don’t like to hide our fees in our rates. That’s just one of the many reasons why our home loan rates are some of the lowest in the market. We could just bump our rates up a little and say “no fees!” – but that’s just not us.
NOTE: Always get a copy of a lenders Key Fact Sheet. It will show you the total repayments per year including fees so you can compare how much you’ll pay on your home loan.
(not built into our rates unlike other "fee-free" lenders with higher rates)
(offset feature is optional)
(only if you payout your loan of course!)
(Well Money will pay up to $300 per loan, any excess valuation fees are payable by the borrower(s))
(depending on your loan structure - this is a reasonsable estimate)
(per applicant at Australia Post or come-to-you ZipID)
These will vary by state but usually includes title rego, discharge of outgoing and title search costs
These will vary by state but usually includes stamp duty, title and mortgage rego, and title search costs
Our smart tech gives you a good estimate of Govt. stamp duty charges though!
PEXA fee applies for online settlements only. Old school paper settlements are at cost.
We started Well Money with a mission of keeping our rates as low as possible while ensuring that the service we provide to our customers is second to none.
The Well Money online home loan is an award-winning product that’s designed to be flexible. It comes with great features that you can choose if you need it, without having to give up on a super low rate.
Meet WellCheck. It’s our personalised borrowing scenario tool that takes 2 minutes to complete so you can get comfortable with some indicative numbers about your own situation. Check rates, see your borrowing power and calculate repayments all from the one place. It’s free and we don’t run a credit check at this point either – so you might as well go for it!
We’re not like other online lenders. We’re a non-bank lender that just happens to live online.
That that means some good old fashioned customer service is at the heart of what we do.
Most other lenders have fairly rigid eligibility criteria and if you don’t fit the checkboxes, then you don’t fit the loan.
Getting pre-qualified with Well means there are no upfront credit reports and you can walk away with answers that you need.
Embark on your financial journey with WellHub, the Well Money Learning Centre. Discover expert tips, facts, and clever home loan strategies. Don’t miss out – dive into financial wisdom today!
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