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Well Money home loan rates

Home loan interest rates and fees

All our rates and fees in one handy page.

Our home loan products

Variable - Principal and interest (P&I)

Loan to value ratio (LVR)
Interest rate p.a.
Comparison rate p.a.
Up to 80%
3.19%
3.22%
Up to 90%
3.83%
3.86%
Up to 95%
4.34%
4.37%

Fixed - Principal and interest (P&I)

Maximum LVR for fixed rate home loans is 90%

Fixed rate term
Interest rate p.a.
Comparison rate p.a.
1 year P&I
4.64%
3.35%
2 year P&I
5.34%
3.60%
3 year P&I
5.79%
3.90%
4 year P&I
6.09%
4.21%
5 year P&I
6.09%
4.43%

Variable - Interest only (IO) 1 - 5 years

Maximum LVR for Owner Occupied Interest Only home loans is 80%

Loan to value ratio (LVR)
Interest rate p.a.
Comparison rate p.a.
Up to 80%
4.29%
3.67%

Fixed - Interest only (IO)

Maximum LVR for Owner Occupied Interest Only home loans is 80%

Fixed rate term
Interest rate p.a.
Comparison rate p.a.
1 year IO
5.99%
4.48%
2 year IO
6.19%
4.67%
3 year IO
6.34%
4.88%
4 year IO
6.39%
5.06%
5 year IO
6.64%
5.33%

Variable - Principal and interest (P&I)

Maximum LVR for investment home loans is 90%

Loan to value ratio (LVR)
Interest rate p.a.
Comparison rate p.a.
Up to 80%
3.48%
3.51%
Up to 90%
4.18%
4.21%

Fixed - Principal and interest (P&I)

Maximum LVR for fixed rate home loans is 90%

Fixed rate term
Interest rate p.a.
Comparison rate p.a.
1 year P&I
4.84%
3.64%
2 year P&I
5.54%
3.88%
3 year P&I
5.99%
4.18%
4 year P&I
6.24%
4.46%
5 year P&I
6.29%
4.69%

Variable - Interest only (IO) 1 - 5 years

Maximum LVR for Investment Interest Only home loans is 80%

Loan to value ratio (LVR)
Interest rate p.a.
Comparison rate p.a.
Up to 80%
3.80%
3.64%

Fixed - Interest only (IO)

Maximum LVR for Investment Interest Only home loans is 80%

Fixed rate term
Interest rate p.a.
Comparison rate p.a.
1 year IO
4.94%
3.94%
2 year IO
5.64%
4.17%
3 year IO
6.09%
4.44%
4 year IO
6.44%
4.75%
5 year IO
6.49%
4.97%

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