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Well Money home loan rates

Home loan interest rates and fees

All our rates and fees in one handy page.

Our home loan products

Variable - Principal and interest (P&I)

Loan to value ratio (LVR)
Interest rate p.a.
Comparison rate p.a.
Up to 80%
6.19%
6.22%
Up to 90%
6.64%
6.67%
Up to 95%
7.79%
7.82%

Fixed - Principal and interest (P&I)

Maximum LVR for fixed rate home loans is 90%

Fixed rate term
Interest rate p.a.
Comparison rate p.a.
1 year P&I
6.19%
6.22%
2 year P&I
5.94%
6.17%
3 year P&I
5.89%
6.14%
4 year P&I
6.19%
6.22%
5 year P&I
6.19%
6.22%

Variable - Interest only (IO) 1 - 5 years

Maximum LVR for Owner Occupied Interest Only home loans is 80%

Loan to value ratio (LVR)
Interest rate p.a.
Comparison rate p.a.
Up to 80%
7.44%
6.78%

Fixed - Interest only (IO)

Maximum LVR for Owner Occupied Interest Only home loans is 80%

Fixed rate term
Interest rate p.a.
Comparison rate p.a.
1 year IO
6.69%
6.27%
2 year IO
6.64%
6.31%
3 year IO
6.54%
6.32%
4 year IO
7.09%
6.56%
5 year IO
7.09%
6.62%

Variable - Principal and interest (P&I)

Maximum LVR for investment home loans is 90%

Loan to value ratio (LVR)
Interest rate p.a.
Comparison rate p.a.
Up to 80%
6.39%
6.42%
Up to 90%
6.89%
6.92%

Fixed - Principal and interest (P&I)

Maximum LVR for fixed rate home loans is 90%

Fixed rate term
Interest rate p.a.
Comparison rate p.a.
1 year P&I
6.34%
6.43%
2 year P&I
6.14%
6.37%
3 year P&I
6.24%
6.38%
4 year P&I
6.39%
6.42%
5 year P&I
6.39%
6.42%

Variable - Interest only (IO) 1 - 5 years

Maximum LVR for Investment Interest Only home loans is 90%

Loan to value ratio (LVR)
Interest rate p.a.
Comparison rate p.a.
Up to 80%
6.69%
6.56%
Up to 90%
7.14%
7.04%

Fixed - Interest only (IO)

Maximum LVR for Investment Interest Only home loans is 90%

Fixed rate term
Interest rate p.a.
Comparison rate p.a.
1 year IO
6.49%
6.43%
2 year IO
6.29%
6.40%
3 year IO
6.29%
6.39%
4 year IO
6.74%
6.55%
5 year IO
6.79%
6.60%

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