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Your Business, Your Home

Self-employed home loans.
Super low rates.

Join the family today and experience the Well Money difference.

Featured rate - Fixed 3 year | P&I | Live-In

5.89%

Interest rate p.a.

6.14%

Comparison rate p.a.

No upfront credit checks.
Free to try.

Featured rate - Fixed 2 year | P&I | Investor

6.14%

Interest rate p.a.

6.37%

Comparison rate p.a.

No upfront credit checks.
Free to try.

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Choosing the right partner for you

Why choose Well Money?

We’re not like other online lenders. As a 100% family owned business, we understand what being self-employed means. That that means some good old fashioned customer service is at the heart of what we do.  We started Well Money with a mission of keeping our rates as low as possible while ensuring that the service we provide to our customers is second to none.  Well is all about providing not just online home loans, but also more of your finance needs.

The Well Money online home loan is an award-winning product that’s designed to be flexible. It comes with great features that you can choose if you need it, without sacrificing our super low rates.

Lower rates

Our competitive rates can make your finances more manageable.

Decision makers

You're used to running the show, so speak directly with the people approving your home loan.

Flexible options

With a variety of loan types and options, a Well Money home loan can be fully featured.

Effortless process

You've got enough on your plate running a business so we'll hold your hand the entire way, making it easy as possible.

Canstar best home loan lender award badge
Mozo expert choice award for best offset home loan 2022
Finder best owner occupied fixed rate winner 2020
Ratecity best variable home loan award for 2022
Money magazine best of the best 2021 best basic home loan award

Meeting the unique needs of the self-employed

Being self-employed comes with a distinctive set of financial challenges. Your income can fluctuate, and your tax returns can be complex, reflecting a financial picture that’s as unique as your business is.  This can make securing a suitable home loan a frustrating experience, but it shouldn’t deter you!

With a Well Money self employed home loan, you’re speaking directly to the people making the decision on your home loan. You just don’t get that kind of service with the banks.

Owning your home is still within reach, even if you are self-employed. If you’re looking for finance, we’re here to help. Get in touch with us online or reach out to our team at 1300 899 724 for specialised assistance tailored to self-employed borrowers.

Featured Well Money self-employed home loans

Financing Solutions for Self Employed

Don’t be penalised with higher rates for backing yourself. Get lower rates from day 1 with our super-low rate, self-employed home loans.

No unfair loyalty systems or hidden fees. Just great features, at a great rate.

"live-in" variable home loan

Well Equity Plus

6.16%

Interest rate p.a.

6.19%

Comparison rate p.a.

"Investor" variable home loan

Well Balanced - P&I INV

6.39%

Interest rate p.a.

6.42%

Comparison rate p.a.

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Well Money experts

Ready to get started? It's so easy.

Meet WellCheck. It’s our personalised borrowing scenario tool that takes 2 minutes to complete so you can get comfortable with some indicative numbers about your own situation. Check home loan interest rates, see your borrowing power and calculate repayments

You can use this one tool as a mortgage calculator, borrowing power calculator and see interest rates all from the one place. It’s free and we don’t run a credit check at this point either – so you might as well go for it!

Let us know your details

Using the below enquiry form or you can even just call us on 1300 899 724
1

Chat to the team

Talk direct to our home loan expoerts who will help work your borrowing potential and see how much your loan repayments might be.
2

Personalised rate

Seeing a headline rate is nice; a rate that’s personalised to you is nicer.
3

Get the answers you need

Pre-approval or full approval! It's up to you and no upfront credit checks too!
4
Getting started with self employed home loans

Let's get to know each other

Once you’re ready to explore what Well Money can help you with, it only takes a few minutes to get started by filling out the form below!

At Well, it’s as personal as online gets.

Hi there! What's your name? - Step 1 of 4
Hi there! What's your name?
Let us know who we're going to be getting in touch with 🙂
Getting started with self employed home loans

How does our home loan process work?

Once you’re ready to explore a Well Money home loan, it only takes a few minutes to get started.  Filling out our easy application form (so that we can make sure you’re eligible) is all it takes!

At Well, it’s as personal as online gets.

Step 1

Start your form

Just hit the "get started" button and fill out the enquiry form. There's no upront credit checks either.

Step 2

Book appointment

Our lending team will get in touch with you to confirm all your details and help answer any of your questions.

Step 3

Get approved

Once we're sure we can work together, then you can finalise your application and we'll get your decision sorted out super fast.

Step 4

Settled!

Being such a fast process means that you can celebrate your new home loan even quicker. Easy!

Illustration of a family sitting together in a garden

Unlock more than just savings

We’re not like other online lenders. We’re a non-bank lender that just happens to live online.

That that means some good old fashioned customer service is at the heart of what we do.

Real people, real savings.

Experience the power of Knowledge.

Embark on your financial journey with WellHub, the Well Money Learning Centre. Discover expert tips, facts, and clever home loan strategies. Don’t miss out – dive into financial wisdom today!

Optus data breach: No Well Money systems have been compromised as a result of the Optus data breach. We take security very seriously and continue to monitor the situation.
You can find out more here