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Well Rewards is the officially awesome “refer-a-friend” program, designed specifically to allow you to get rewarded when referring family and friends to us.

Choosing the right solution for your friends
No upfront credit checks and pre-approvals available
It’s easy – you can refer your friend using your referral code. Your friend gets to save when they’re applying with a little boost by using your code, and access to one of the lowest rate home loans in Australia too.
When your friend settles on their home loan, you’ll get rewarded too! It’s our way of saying thanks.

You'll get a nice shiny gift card which you can spend on almost anything you want! Awesome!

Your friend can save with one of Australia's lowest rates AND $250 off their application fee!
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It’s really simple to refer your friends. A few steps is all it takes.
Your personalised referral code will be in your email or SMS messages.If you can’t find it, get in touch and we’ll resend it to you immediately.
Share your code with your friends and let them know that they must be a new customer. Refer as many as you want too!
During your friends application, the last step will ask for a code. This is where they enter the code you gave them.
At settlement, not only has your friend got a great home loan, you’ll get notified about your rewards. Everyone’s happy!
At Well Money, we’re here to make borrowing simple, personal, and stress-free. Fill in your details below, and one of our dedicated loan experts will reach out to guide you every step of the way—whether you’re buying, refinancing, or exploring your options.
Great rates, tailored solutions, and expert support are just a few clicks away. Take the first step today!

Got questions?
Got questions? Here’s the answers to the most common questions we get.
Some common reasons include:
If the details of the customer you referred and the customer that settled their loan don’t appear to match up right.
We’ve partnered with Prezzee to deliver our WellRewards Smart eGift Cards. Your rewards card will be delivered directly to your email and all you need to do is to choose exactly where you would like to spend your rewards.
Carefully check your junk folders, just in case it’s there, and simply follow the instructions in the email. This email will be sent directly from Prezzee on our behalf.
Best of all, once you’ve decided where you want to treat yourself (or someone else if you want), you can store your cards in your phones digital wallet (for iOS and Android devices). Good for the environment as there’s no plastic or paper waste floating around and it’s one less thing to worry about losing.
For those who aren’t confident with digital wallets, you can always print your cards too.
With our Smart eGift Cards, you will need to swap your amount for any of the retailers available (there’s hundreds to choose from!). You can even decide to swap your balance to spend at multiple retailers too.
Enjoy!
Things to note from our lawyers
At any time Well reserves the right to suspend, terminate or amend the Well Rewards Refer-a-Friend program without notice. Any referral that we deem, in our absolute discretion, to be unlawful, unreasonable, at risk of requiring the referrer to require an Australian Credit Licence or for any other reason that we believe is not in the spirit of our program, may not be honoured.
Embark on your financial journey with WellHub, the Well Money Learning Centre. Discover expert tips, facts, and clever home loan strategies. Don’t miss out – dive into financial wisdom today!

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