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Refinance Calculator

How much can I save by refinancing?

If your current lender won’t match a low rate, then it’s time to make the switch. Find out how much you could save when you refinance your home loan and join the club with a new Well Money home loan. 

Our refinance calculator will help you work out how much you could save each month, the potential savings of interest over the life of your loan and then how many years you can reduce your mortgage by.

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WHAT ARE YOUR NEXT STEPS?

How do I refinance?

Leaving your current lender? No need to stress. We’re here to help make sure that it’s not a messy breakup and you get to stay in full control – and save on your repayments in the process!

If you’ve been happy with the results that you’ve seen here and think that a Well Money home loan could be right for you, then take a look at our featured rates and get your own personalised borrowing power by getting started.

With no upfront credit checks, it can’t hurt to take a look!

Featured Well Money home loans

Rates worth talking about

Get lower rates from day 1 with our super-low rate home loans.

No unfair loyalty systems or unnecessary features. Just great features, at a great rate.

FEATURED "live-in" home loan

Well Equity Plus

6.16%

Interest rate p.a.

6.19%

Comparison rate p.a.

FEATURED "Investor" home loan

Well Balanced - P&I INV

6.39%

Interest rate p.a.

6.42%

Comparison rate p.a.

Optus data breach: No Well Money systems have been compromised as a result of the Optus data breach. We take security very seriously and continue to monitor the situation.
You can find out more here

We’re currently closed for the Christmas holidays.  Our offices will be closed from Friday 20th Dec. and we’ll be back in the new year on 6th Jan 2025.  For online banking issues visit the contact us page right here

We’re taking a quick break for the Melbourne Cup public holiday in Victoria.  The Well offices will be closed on Tue 5th Nov. and we’ll be back as normal on Wed 6th Nov.  For online banking issues visit the contact us page right here

We’re taking a quick break for the Grand Final public holiday in Victoria.  The Well offices will be closed on Friday 27th Sept. and we’ll be back as normal on Monday 30th Sept.  For online banking issues visit the contact us page right here