Call Us Today! 1300 899 724
Call Us Today! 1300 899 724
Timing doesn’t always line up in the property market – that’s why we’re here to bridge the gap. Benefit from flexible terms, competitive rates, and a dedicated team ready to guide you every step of the way.
No upfront credit checks.
Free to try.
Super low rate online home loans
Aussie based lending experts
Home loans designed to help pay off your mortgage sooner
Incredible support. The kind you'd expect from a family run company
100% Bank-backed Offset accounts
Amazing coverage between buying and selling
Whether you’re upgrading or downsizing, a bridging loan can provide a solution that allows you to avoid the stress of having to sell your home first and find temporary accommodation while you search for your next home.
A Well Money bridging home loan is packed with features.
Convenient and simple way to start saving on your interest. Pop in your salary each month and use the Visa Debit card facility to access your funds.
Got an unconditional contract of sale? We can be flexible with the way our servicing is calculated, giving you more options.
Make additional repayments when you want to. Making extra repayments can help you avoid paying extra interest.
To help with your bridging loan, we can capitalise the Interest^ until your existing home sells (up to 6 months).
Get lower rates from day 1 with our super-low rate home loans.
No unfair loyalty systems or unnecessary features. Just great features, at a great rate.
Comparison rate p.a.
Comparison rate p.a.
To get started with your purchase, let’s find out if a bridging loan is the right loan for you.
Enquire today and chat to one of our Aussie based home loan experts who will be with you every step of the way. We’ll even send you a coupon code that can save hundreds on fees!
It’s as personal as online gets.
Bridging loans are short-term loans designed to bridge the gap between selling your current property and buying a new one. They provide immediate cash flow for buyers who would otherwise have to wait for their current home to sell.
With a bridging loan, you can purchase your new home before you’ve sold your existing property. The loan is secured against your existing property, and when you sell it, the proceeds are used to pay off the bridging loan.
With a bridging loan, you can purchase your new home before you’ve sold your existing property. The loan is secured against your existing property, and when you sell it, the proceeds are used to pay off the bridging loan.
Bridging loans are frequently used to fund property purchases at auctions, renovation projects, or real estate development opportunities. They can also be used in any situation where you need short-term financing related to real estate.
Read more about Bridging Home Loans here (link to a wellhub page with all about bridging loans).
Once you’re ready to chat about a Well Money bridging home loan it only takes a few minutes to get started. Filling out our easy enquiry form (so that we can make sure you’re eligible) is all it takes!
At Well, it’s as personal as online gets.
Enquire about our bridging finance home loans by filling out the enquiry form, booking an appointment online or using our livechat features.
Once we've got your enquiry, we'll get you booked in with an expert who can chat to you about your bridging options.
Once you've been approved, you'll be able to rest assured that you're ready to go with the buying and selling process.
Once you've settled your bridging home loan, you can start the process of getting your old place sold while you relax in your new one.
Got questions? Here’s the answers to the most common questions we get.
You have a period of 6 months in order to sell your current property. You will need to have an unconditional contract of sale for the sale of your property.
If the existing home has not been sold once the Bridging Finance period ends, repayments will be required on the new home loan in addition to repayments on the existing home loan.
Every loan is different! You will need to make repayments on a Principal and Interest basis, though the interest may be capitalised, i.e. added to the loan amount you will owe at the end of the bridging period once your property is sold. While you can make additional repayments during the bridging period, be aware that there is no redraw facility. You can also use an offset facility to minimise the amount of interest you are charged.
We’re not like other online lenders. We’re a non-bank lender that just happens to live online.
That that means some good old fashioned customer service is at the heart of what we do.
Fees should be transparent as we don’t like bill shock either!
Unlike other lenders, we don’t like to hide our fees in our rates. That’s just one of the many reasons why our home loan rates are some of the lowest in the market. We could just bump our rates up a little and say “no fees!” – but that’s just not us.
NOTE: Always get a copy of a lenders Key Fact Sheet. It will show you the total repayments per year including fees so you can compare how much you’ll pay on your home loan.
(not built into our rates unlike other "fee-free" lenders with higher rates)
(offset feature is optional)
(only if you payout your loan of course!)
(Well Home Loans will pay up to $300 per loan, any excess valuation fees are payable by the borrower(s))
(depending on your loan structure - this is a reasonsable estimate)
(per applicant at Australia Post or come-to-you ZipID)
These will vary by state but usually includes title rego, discharge of outgoing and title search costs
These will vary by state but usually includes stamp duty, title and mortgage rego, and title search costs
Our smart tech gives you a good estimate of Govt. stamp duty charges though!
PEXA fee applies for online settlements only. Old school paper settlements are at cost.
Embark on your financial journey with WellHub, the Well Money Learning Centre. Discover expert tips, facts, and clever home loan strategies. Don’t miss out – dive into financial wisdom today!
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We’re taking a quick break for the Melbourne Cup public holiday in Victoria. The Well offices will be closed on Tue 5th Nov. and we’ll be back as normal on Wed 6th Nov. For online banking issues visit the contact us page right here
We’re taking a quick break for the Grand Final public holiday in Victoria. The Well offices will be closed on Friday 27th Sept. and we’ll be back as normal on Monday 30th Sept. For online banking issues visit the contact us page right here
