It is in the interests of the lender and applicant to determine your ability to meet the repayments on the loan amount required taking into account your employment, broader financial situation and current circumstances.
Accurate completion of the interview will assist us in determining your ability to meet the proposed loan repayments and other financial obligations.
For every home loan, the affordability of the loan repayments actually takes into account a much higher interest rate than what you have to pay. This help to ensure that borrowers aren’t put into a situation where they can’t afford their repayments from the day they settle.
