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What can I use money borrowed through my home loan for?

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You can use the loan to:

  • purchase a property (to live in or to rent out for investment);
  • to repay an existing mortgage loan over the property (refinance);
  • to construct a dwelling or make improvements to the property; or
  • to access the equity in the property; or
  • for other purposes, e.g. business use or payment of other debts.
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